Important Questions to Ask Before Loaning or Borrowing a Car

If you’re thinking about letting someone borrow your ride or if you’re wanting to borrow someone’s vehicle, here are a few questions to ask:

When You’re Allowing Someone to Borrow Your Car

  • Do you have a valid driver’s license? As long as the driver has a valid driver’s license from the state in which you live or another state, then you probably don’t need to worry too much. However, if they are from out of the country, an International Driving Permit may be a good idea. Idaho is one state that does not require the permit, though.
  • How is your driving record? You probably want to think twice about loaning your car to someone who doesn’t have a stellar driving history. After all, you want to keep your car in one piece, right?
  • What do you want to use my car for? If they plan to use your vehicle for business-related purposes, then you will want to check with your auto insurance company. There may not be sufficient coverage in the event of an accident,

When You’re Borrowing Someone Else’s Car

  • Do I have permission? Before taking someone’s vehicle, make sure to be polite and ask for permission. While permission may be assumed, it is still better if you ask.
  • What are the local road laws? If you plan on driving in a state where you don’t normally, it is crucial that you take the time to become familiar with the rules of the road. For instance, turning right on a red light may be permitted in your state, but it may not be permitted where you are currently.
  • Where is the insurance and registration information kept? In the event that you get pulled over or get into an accident, you’ll want to know where this information is.

One of the most important things to do when loaning out your ride or borrowing a vehicle is to ensure that your auto insurance is up-to-date and has the proper limits. For a review of your policy or to request a new auto insurance quote, contact us at All About Insurance Inc. The last thing you want is to get caught without the right insurance coverage.