Home Maintenance Tips to Winterize Your Home

Getting ready for winter weather is part of fall chores. Be sure to talk with your agent at All About Insurance Inc to update home insurance, if any life changes occurred in the past year and to upgrade replacement cost values as needed.

Here are some tips and a checklist of items to do for fall:

Exterior Maintenance

To protect your home from damage due to winter weather, here are the most important things to do:

  • Trim back trees that have branches near the home that could break and fall on the roof.
  • Clean gutters and downspouts to make sure rainwater does not collect on the roof to cause a leak.
  • Check the roof for damage, such as missing shingles, and make repairs. If you suspect there may be a roof leak, use a hose to test the roof and see if any water enters the house. Use roof patch material to fix any leaks. Be aware that the place where water enters on the roof may not necessarily be directly over the place of the water leak below in the home. Water can penetrate a roof surface and run quite a distance to find a hole to enter the house below. Check around flashing and seams in the roof, which are common areas for leaks.
  • Drain garden hoses and store them away for the winter.

Interior Maintenance

  • Check the furnace for proper operation, change the filter, and have the air ducts cleaned.
  • Shut any air vents previously opened for summer, such as attic vents.
  • Check around doors and windows for air leaks. Use weather stripping and caulking to block any air leaks.
  • Have any fireplace chimneys cleaned and check to make sure the flues are open and operational.
  • Check smoke alarms and replace batteries if necessary.

Winter Supplies

  • Make sure to have enough de-icing chemicals for walkways. Have enough snow shovels or a working snow blower.
  • Have a minimum of a two-week supply of canned food and water on hand for emergencies.
  • Make sure a backup electrical generator is working and store enough fuel to prepare for any power outages.
If you take these simple steps, you will be prepared for the winter weather.

Your nursery is ready, but are you?

Having a baby is an exciting time of life, full of new experiences and preparations. Whether you are bringing a baby into your life through birth or adoption, there is lots to do to get ready for your family to expand. From picking names to purchasing clothes, toys, and everything else you need for your new family member, the task list may seem endless. However, each new task brings a sense of joy and anticipation for all the memories to be made with your baby as you start a new phase of life.

When you get ready for your baby, there are lots of lists online and in books that are meant to help make sure you take care of everything you need: shopping lists, classes to take, and ways to prepare other family members (and pets) for the baby. Lists help explain what to expect with a new baby, how to adjust to a new schedule, and how to make sure you still have time with other friends and family members once your new baby is taking up a lot of your time.

So as you make sure that every aspect of your life is ready for a new baby, don’t forget to make changes to what you already have in place. Adding a new family member means you have new family needs. Speaking with your local insurance agent about your life insurance will help make sure that the policy you have is what is needed for your current family needs. Just as you’ll change your health insurance to include the new baby, you may need to update your life insurance, as well.

For more information about getting the right life insurance for your growing family, contact your local agent at All About Insurance Inc. today.