Driver’s education and defensive driving courses offer a number of advantages to young and older drivers. The possibility of obtaining a discount on their insurance premium is one of these advantages. By helping people improve how they drive, these courses can reduce the risk of accidents, resulting in fewer insurance claims and lower premium. To get the most from these courses, drivers should understand the following:
Insurance Discounts – Not for Everyone
Before signing up for a Driver’s Ed or defensive driving course, consumers should check with their insurance carrier to verify they offer a discount for completing this training. Most insurers offer discounts only to older (50+) drivers and young people (under 21) that complete driving course training. Discount amounts vary from one insurance carrier to another.
To be eligible for a discount, you must verify completion of the course with a passing grade. You can discuss insurance discounts with any one of our agents at All About Insurance Inc., Caldwell, ID, to get a better idea of how to qualify for a reduction in your insurance premium.
Improved Driving Skills
A good driver’s ed and/or defensive driving course can enhance a young person or senior’s driving skills, helping them become better drivers. Most courses cover such topics as:
- Defensive driving
- Accident prevention techniques
- Driving under adverse weather conditions
- Safe passing techniques
- Safe highway driving and
- Local traffic laws
Through these courses, teen and senior drivers can develop safe driving habits that will protect them and others on the road. They’ll also establish a safe driving record over time which will contribute to reducing their insurance costs.
By taking advantage of all that driving courses have to offer, teens and seniors can get the most from their investment. For more information on how to reduce car insurance costs, contact us at All About Insurance Inc., in Caldwell, ID.